The 6 Dumbest Purchases I Made In My 20s | The Financial Diet

The 6 Dumbest Purchases I Made In My 20s | The Financial Diet


Hey, guys. It’s Chelsea from
The Financial Diet. So this week, I thought I’d
do something a little bit fun and talk about the
dumbest purchases that I’ve made in my 20s. I’m going to be turning
29 in January, which means technically
I still have a year and change to make very
stupid money decisions. And let’s be clear. I probably will make a few. But I figure I’m close
enough to the big 3-0 to take a look back at my
20s, which have obviously in a lot of ways been
defined by money, and kind of pick out the worst
decisions I made with my money throughout those years. So without further ado
in no particular order, here are the six dumbest
purchases I made in my 20s. So first and foremost,
I have to start off with my infamous robin’s egg
blue coat, which some of you have probably heard
about in other videos. And to be clear, even though
it wasn’t just in sheer dollar terms the most expensive dumb
purchase I made in my 20s, it’s definitely one that
makes me cringe profoundly. So let’s give a couple
points of context. First of all, I
did not buy this. But I almost might as well have,
because I essentially forced it to be my Christmas gift. I all but threw a tantrum in
the department store at age 22 when I saw this coat. And poor Mark was like, it
was like a hostage situation. I think it was $500
on half-off sale, which, God, the context of that. But what made it so bad
was that at the time, I was working part-time as a
writer and part-time as a nanny and going to school. Mark was in the second
year of his career. No one was making
that kind of money. I’m still not even
making the kind of money where I would buy a designer
coat even if it’s 50% off. So this was definitely
at a time in my life when, let’s say, I was
still figuring things out fashion-wise. And I really had this
feeling like dressing sort of like a Disney princess
was the best way to, I guess, be taken seriously
or be a woman. I still had really muddy
ideas of what I should be looking like every day. And normally when you
walk through a store and you see a robin’s egg
blue, knee-length, wool coat with a white
fox fur collar, your first thought
is not, I need that. Your first thought
is, who the hell wears that, and rightfully so. But I became utterly
obsessed with it. It became a weird fixation. And as I mentioned, I basically
all but blackmailed Mark into getting me this
for Christmas that year. And I enormously regret it. I think I’ve worn it
over the past six years or whatever, I think I’ve
worn it maybe six times. Probably less, just because not
only is it ridiculous looking, but it also has to be– and I’m not exaggerating,
this is the only weather that it works in– 32 degrees and bright sun. You can’t wear it in any
sort of inclement weather. It can’t be too cold, because
it’s not actually thick enough. But it also can’t be too warm,
because it has a giant fur collar. So point being, it was
probably the worst purchase, just in terms of what I
spent on it versus the use I got out of it, I’ve
ever made or anyone’s ever made on my behalf. One of the biggest
things it taught me was that if you’re not
willing to part with the money yourself for something, it’s
a sign you shouldn’t get it. Yes, of course I
was 22 and an idiot and didn’t quite realize that
funneling my stupid purchases through my boyfriend was an
even worse way to make them. But that’s still no excuse. Now the gifts that
we get each other, particularly since all
of our money is combined, are things that we would want
at any other time of the year and are things that we
would buy for ourselves. For example, most
of my big gifts the past few years have been
just big ticket kitchen items, which I use the hell out of. Another good option is
special experiences, like when he took me to Las
Vegas to see Celine Dion and I sobbed my eyes out
after the first song. Either way, no good gift
includes a giant robin’s egg blue fox fur collar coat. My second dumb purchase
was a 2004 Hyundai Accent. So let me give you a
little bit of context. About a year before, I
moved out of the country for several years. When I was still
commuting into DC to work several different jobs
and doing some internships, I got into a car
accident with my then-car and realized that I was
basically shit out of luck and needed a new one. But here’s the thing. I found out during
that initial time when I didn’t have a car at
all that there was actually a good way for me to commute
via public transportation to my job and internship. But let me be 100% clear. I was extremely lazy. I wanted to just get in
my car in the morning, turn on my talk radio station,
pour myself a cup of coffee and put it in the
thermos holder, and drive myself everywhere. I wanted to be my own
personal chauffeur. At the time, I had
never lived in a city. And the idea of using
public transportation to do things just seemed a
little bit ridiculous to me. Some of you might
be able to relate to the feeling of growing up
without public transportation and being like, a bus? So the idea of buying myself
a car, cash, for about eight months that I
knew I would be using it before I moved to Europe seemed
like a justifiable thing to do. Between actually buying the
car, insurance, registration, oil changes,
gasoline– everything I paid for it– over the
course of that nine months-ish, I ended up spending about
$5,000 more than I ever would have had to spend if
I just sucked it up and used public transportation. Looking back, I regret
every dollar of the money that I spent on that
temporary Hyundai Accent. And the biggest reason
I did is because I didn’t realize how
much of a normal thing public transportation
is to take every day. Number three is a college class
I never actually showed up for. So in my last semester
of community college, I ended up with a couple
of I’s on my transcript, which, if you’re not
familiar means incomplete. It just means you
didn’t finish the class. And it doesn’t really
specify in what way you didn’t finish the class. But it doesn’t actually go
negatively toward your GPA. So there’s at least that. But it’s not a good thing
to have on your transcript. A lot of times, people look
at it and they’re like, did you get mono or something? It definitely means
something happened. I signed up for
more than one class that was in my
former major, which was international relations,
knowing that I really didn’t have any intention
of giving them my all. And about three weeks into
them, I just stopped going. Because I was
doing an internship that I liked way better
and was really helping me make the move that
I wanted to make. So I just sort of felt
really guilty about it and then panicked
and dropped right on the deadline
where you could get an incomplete on your class and
not actually risk failing it. Now, here’s the thing
about an incomplete. You still have to pay
for the goddamn class. I paid for three classes. And I can’t remember
exactly how much it totaled. But it was definitely
easily in the thousands, even though it was at
a community college. And what a waste
of time and money. Now, as most of you know, I
don’t have a college degree and, at this point, have no
plans to go back to school. But if I ever do,
I’m going to have that transcript full
of I’s staring me in the face when I’m talking
to some admissions director. And I’m going to have to
be like, I didn’t get sick. Nothing happened in
my personal life. I was just a totally
irresponsible brat. A lot of times when
we’re in college, I think we get on
these weird tracks where we feel like we have
to see the decision through. But here’s the deal. Every minute of college
costs a lot of money. So every class
that you’re taking and every major
that you’re pursuing should be something that
you are ready to see through to your best ability. If you know going into
it that you can’t fully commit to something, it’s better
to not do it than to pay for it and either drop out or get a
really bad grade in that class. Long story short,
weigh every dollar you spend on school
very carefully. So number four is my first
apartment in New York. Now, as some of
you might remember from some of my previous videos,
when I first moved to New York, I’d only been there
once as a teenager. Where, like most teenagers,
I saw literally Chinatown, Times Square, and Central Park. So my idea of what New York
is, let alone Brooklyn is, was very, very foggy at best. And I was moving from
out of the country to a neighborhood I’d
never been to a job that I had been working at
remotely for about a year. So I was like, well,
obviously I’m just going to get an apartment
right near my office. Because hey, I don’t really have
a reason to live anywhere else. And what an effing
mistake that was. I didn’t do much research on
the different neighborhoods in Brooklyn or my
various options. I literally just went to
Williamsburg, the neighborhood that my office was in. I walked into the first
real estate brokerage office that I walked by and
asked for an apartment. They showed me one apartment. And I was like, sold. And I got that apartment and
lived in it for two years. Just to clarify, that is not how
that process is supposed to go. New York is one of the very
few cities where you basically have to use a broker in
order to get an apartment. But the whole point
of having a broker and paying the brokerage
fee is that they’re supposed to do the legwork and
look for an apartment for you. You’re supposed to give
them an idea of what you’re looking for, where
you want to live, how much you want to spend. They’re supposed to
gather a bunch of options and show them all to you so
you can pick the best one. Of course, since
then, I’ve learned to use brokers in a
much more effective way and found apartments that
were much better for me at a better price. But for this one, we were
paying about $400 a month more than we should
have been paying. And we also paid an
enormous brokerage fee for literally that man
to do 20 minutes of work, opening the key to an apartment,
walking into the apartment, and saying, this
is the apartment. Now, where you’re
living may not be a city where brokers are very common. But at the very least, not doing
an enormous amount of research about the different
neighborhoods and the different options
is a huge mistake. Williamsburg, for
those who don’t know, is the most expensive
and hip and ridiculous neighborhood in Brooklyn. And I could have
lived in basically 10 other neighborhoods,
paid way less money, and had a much better
quality of life. Do your research. And never, ever pay a broker
or a real estate agent to do anything but
their best work. Number five is the
world’s shittiest version of every possible kitchen tool. So when I lived in
France for several years, I mostly lived in
furnished apartments, which came with a good amount
of just basic kitchen supplies. But when I moved to
New York, Mark and I moved into an apartment
that was completely bare, which meant we had
to buy literally every item of home
furnishing, furniture, et cetera totally from scratch. Now, in addition to the
costs of actually just moving into our apartment, that meant
an enormous amount of money to spend, which meant that we
didn’t have a ton of options for what we got. Now, of course, a lot of
that meant IKEA furniture, which is not at all
necessarily a bad thing. But it also meant
getting some from family, and going to garage sales,
and just kind of figuring out whatever we could do. But the area where I really
went completely buck-wild and should have really reigned
myself in was the kitchen. Here’s the thing with a kitchen. When you are first starting
out with your kitchen, you need to follow a few rules. One, you get a very basic
version of everything. One pot, one pan, one good
kitchen knife, one colander, one of everything that you
basically need to get started. And then you build from there. But number two is
that you certainly don’t get things before
you’ve established that you’re actually going to use them. I went the opposite route. I was like, IKEA.com/kitchen,
sort by low price to high. And I just clicked on the
first version of everything. I got crappy cutting boards,
crappy knife set, crappy pots and pans set, crappy dishes. Crappy everything
you could possibly imagine, and so much of it. I felt in such a
rush to feel like I was at home and in my space
that I felt like the only way to really do that was to make my
kitchen full of all the things that I wanted. Now, not only did I end
up with shitty versions of kitchen supplies that I
literally don’t even use. But I also went
through, for example, an entire set of
pots and pans that broke while I was moving it. A much smarter thing
to do would have been to just get
one nice pot and one nice pan for around the same
cost, use them to death, and slowly added on
to my collection. Or alternatively, I could
have gone to thrift stores and consignment stores and
gotten much higher quality kitchen items for a
fraction of the price. Either way, filling
up your kitchen with really crappy products
is just a quick way to waste a lot of money
and end up throwing them away in a few months anyway. The last dumb thing
I got in my 20s was everything I’ve ever
bought online without taking measurements first. Now, this is everything from
clothing items to furniture to little decor items. Whatever it is, the point
is, I was in a rush to buy it and/or had maybe had a
couple drinks and didn’t do my due diligence when it
came to measuring the space or really looking at the
measurements on the item online. And then it arrives only
to be completely not what I thought it was going to be. One of the best examples
of this was, after a party where I’d been complaining to
Mark the entire night that I really needed a new couch
for my apartment at the time, I went on IKEA fully tipsy to
buy this adorable little love seat that I loved
and I was shocked at how affordable it was. Surprise, it was affordable
because it was, like, for a dog. It came, and it was
approximately 1/3 the size of what you would imagine
a love seat to be. And Mark would not
stop making fun of me. And out of a misplaced
sense of pride and also because it
was non-refundable, I kept that thing
in my apartment. And every time Mark
would come over– I mean, the man is 6’4. He would sit on
that thing, and he would be like– he looked like
he was visiting the Keebler elves. This actually also
happened when Mark and I moved into our first
apartment together, that one that we spent
too much money on. I ordered this dresser
offline thinking it was going to be sort of
a normal sized dresser that maybe comes up to your waist
or something like that. Turns out it came
up to my knees. I think it was also
for a child’s room. And I just lived with that. I was like, I
guess this is going to be a bedside table now. Because it’s clearly not
functional as a dresser. All of this was real
money spent on real things that I either couldn’t use or
used and was totally humiliated by. It takes literally 30
seconds to thoroughly read the measurements
of something online and measure the space
that you’re looking for, or the body part,
or whatever it is. And it can be the
difference between something you will love and use every day
and something that literally looks like it was
bought as a joke. Now, clearly I’ve made some
dumb purchases in my 20s. But I think we all have. And the point is not to
feel too bad about them. It’s just to learn
from those mistakes and be honest about
what you did wrong. TFD is the place to
talk about these things without judgment and with
a good sense of humor. Because hey, if we can’t
be honest about the time that we bought a couch online
and it turned out to be a child sized couch, what can we do? I’d love to hear about
some of your dumbest 20-something purchases. So leave them in the
comments section below. So as always, guys,
thank you for watching. And don’t forget to hit
the Subscribe button and to come back every Tuesday
for new and awesome videos. Bye.

100 Replies to “The 6 Dumbest Purchases I Made In My 20s | The Financial Diet

  1. I have a I (or W for Withdraw here) because I was in the hospital getting stitches because at work the hour before a midterm I ripped a large section of skin out… Prof would not take the Dr's note to let me write it late, so I had to drop.

  2. Same with the couch, and I’m in my 40’s!! I did read measurements but didn’t have an imagination for how small in scale it would look in my large living room!! I left my living room empty for two years until I found the perfect couch of my dreams exactly to scale. I I haven’t bought another large piece of furniture without seeing it in person since!!

  3. Public transport is always better than a car bcoz it's also good exercise but in bad weather it's a pain…still u can get a cab in that scenario..and several plastic tables with drawers when moving into an unfurnished apartment…lol

  4. I feel like I should probably get a car at some point. But living in England,the public transport is great. I just cant be bothered to get a car (and also a little scared of driving on the other side of the road)

  5. My dumbest purchase was moving out at 21 😂 I was sooooo not ready for all the expenses i incurred not to mention walking off my call center job few months later …. How can I forget taking a student loan for university n picked a major I ended up hating … Long story short I'm back with my parents, I quit university I'm now at beauty college (a fraction of the cost for university) , have a part time job n I'm 3 times as wise …. Yeah I'm now 22 … My mistakes were lessons hence assets

  6. my stupid 20 mistake, was getting excited about a band i wanted to see and bought 2 tickets to a their concert but on the other side of the country…. I live in BC, Canada and i bought tickets for Toronto, tried to sell them and couldnt lost like $300 and still bought tickets to see the concert it was a $600 concert….. because i also didnt take the time to read the details.

  7. I want a BMW 2series convertible. And I know it may not be the best purchase but Jesus Christ, have you ever drove down the motaway with music boooming and roof down?? Feels amazing

  8. When I was a teenager I decided did I would build my first PC, however I had no experience in that, and I wanted to do an unnecessary custom water cooling system, so I convinced my parents to buy one of the biggest cases that were ever made, but we did that when we were in a trip to the United States, so I had to pay a ridiculous price for the express shipping, and not only it costed a fortune, but weighted a ton, because it was made with iron.
    So when we were dispatching our baggage at the airport, I completely forgot about the cost of sending it by plane.
    And when we finally arrived at my country, I had to go by bus all the way to my home state because it was to big to fit in the trunk of my parents car with all the rest of our baggage and other things we bought.
    So that teached me a lesson about case sizes and it's potential problems. But in other hand I still use that case, and probably will use to the rest of my life, because it really was the best case after all.

  9. We live only an hour and a half outside of the city of Chicago and driving here is a necessity. It is a 20 minutes drive to the nearest train station to take to the city, where there is then regular busses or subways.

  10. I am 26 and have worked in a variety of places. Retail, engineering, research, you name it. I’m getting my bachelor’s right now I’ve watched several videos because your stories are like alien gibberish and it’s hilarious.
    Not just this one, but all the others: what planet did you come from that you would spend money on this crap? I was raised solid middle class white people, and I could never have imagined that someone would do any of this garbage. I’m fascinated. Keep it up!

  11. I’ll buy that coat from you! Or better yet, I’ll come over and you can pay me to reach you how to style it! I’m in New York too!

  12. When I was 23 or so (28 now), I bought a 1951 MG TD on eBay and paid to have it shipped to me for I think $13500. It was beautiful, but more than I could handle. My parents had always tried to guide what car I got, and this was the first car I was buying after getting a good paying job, so I was doing whatever I wanted, dammit! I was in full stupid, though, and this was a manual transmission and I didn't even notice this. I learned to drive it, it had no serious issues, but shifting on a thing you paid that much for is stressful when it's that old and it's a bit finnicky. There were no turn signals, I had to learn to hand signal. I bought a turn signal kit, told myself I'd make this work. I read that I could get it converted to an automatic but that'd cost even more money – did I want to put more into it? It wasn't my only car, though, so it mostly sat in the garage. I drove it maybe 15 times over the 3-4 years I had it, then sold it to the only guy who was interested (I did wait quite a while, and had said no to him at first) for about half what I'd paid. Biggest outright failure of a purchase I'll ever make. I might make more mistakes, but none quite that stupid. 😀

  13. I honestly believe that the fact that Americans pay sky-high tuition fucks up their entire life. I really do not think a college student should have two part-time jobs, let alone jobs that have nothing to do with their field of study (a nanny).

  14. This woman has self-esteem issues. The verbal abuse towards her past self is jarring and will negatively effect other young people for making mistakes

  15. If it makes you feel at all better, my first purchase after I graduated and started my career was a brand new camaro for ~38k after all the warranties and such- only to find out 4 months later I’d rather take the worst motorcycle over the best car any day- and sell the car for 23k a year and a half later after buying 2 motorcycles and a truck to move said motorcycles to the track and use those funds to buy a house. End of the day, no regrets though

  16. A huge gaming laptop. So big I couldn't take it anywhere, which forced me to buy a tablet that I wouldn't need to fulfill my college on-the-go needs. And I grew out of playing games in just over six months.
    A good laptop (that would actually allow me to play whatever I was into at the time) would've cost literally half of the gaming thing – nevermind not buying the tablet at all.

  17. Generally, I’m rather decent with money but I’ve had a number of lessons 1. Not selling my textbooks… huge regret. 2. Over gifting instead of saving money; generosity is a virtue, but so is prudence! 3. Spending a lot on hobbies that I’m no longer obsessed with… hello sterling silver open hole flute and Kawaii MP11 4. Not living with my parents for as long as I could 5. Buying things I didn’t love… thx sub boxes 6. Amazon bc convenience? 7. Any other interest that didn’t last more than a month… supplements, prepaid expensive gym classes, etc. 8. Switching jobs too often to be promoted (income loss potential) 9. Time consuming expensive beauty products that I don’t use… hair styling products, Nuface, etc. 10. Grocery food waste… buying in bulk then getting tired of it, throwing out leftovers, etc. 11. Expensive special occasion clothing; sorry no one will remember that ONE dress that ONE time lol 12. Not returning stuff 13. Not working out… the fluctuating weight makes me keep a wardrobe with 3 sizes bc well you never know what size I’ll be next month 😂 14. Buying two gorgeous ragdoll kittens that I had for one very very spoiled year of their lives… these cats ate better than me and saw the doc more often than I did! Irrational in hindsight… love makes you do crazy things! 15. Rowing machine that I no longer use

  18. I really wish you didn't curse. I would love to watch your videos with my husband but we have a little one. It's your show, though, so just a suggestion.

  19. I bought a house… shitty one , next to my mother in law no less, that has needed non stop repairs. Still live in it ten years later. 👌 just got home after being evacuated after the second (!!) leak&water damage. Also, there are five of us and we have ONE small bathroom/toilet.

  20. 1. Over $2000 on an online game (over the course of several years, but STILL)
    2. Takeout multiple times a week for 5 years.
    3. I spent $200 to buy a complete set of sailor moon plushies. I don't even know why.
    4. 95% of the crap I've ever ordered off Aliexpress/Ebay/Etc
    5. A $45 giant stuffed Alpaca. Nuff said.
    6. Doc Martins half a size too large. I should have made sure they were the right size before I bought them and wore them outside.

  21. I once bought a starter pack ($400) for one of those party hosting side hustles and never did anything with it. Ugh. I cringe at how starry eyed l was at the idea of making more money on the weekends until l realized l had to talk in front of people! Didnt work out and l was out the money with no return. Not a good investment at all.

  22. Even though this video is like two years old, but it still is inspiring and educational. I have made TONS of dumb purchases in my twenties and most of them have been makeup especially cheap one. I have learned the hard way and wish I was not such a burden on my parents since in my country women usually don't work and depend on husbands, brothers or parents for every thing. The second dumbest purchases were clothes which once ran out of fashion were of no use. I have now limited myself to especial occasions only and I no longer care about fashion. Once I have spent money on something it will stay whether the fashion remains or changes. I no longer care about the eye rolls on my clothes since these people are not paying my bills for me. As for makeup, I do buy expansive brands but only sale and I use as little as possible now.

  23. Id say my dumbest purchase was when 19 yr old me had my first job and lived at home. The sheer amount of clothes that I used to buy!! (Were talking like $200 a WEEK for like 6 months). I do actually still have some of those items (my fave winter jacket $150 down from $350 and it gets worn every single year for the last 7 years) but no were near enough to even BEGIN to justify how much I bought. Ah well, you live and you learn!

  24. When I was 18, I bought a tiny "haunted" vase on ebay for 200$ back when the "metaphysical and magic items" section still existed. I've never told anyone this, the shame is strong.

  25. I'm from a small enough island town in washington, but we are lucky enough to have public transit in our county, as well as in neighboring counties! The one on the island is free! I, as well as many people I knew used it regularly. Now I live in a different county but a ride is $1, or you can buy a monthly pass for $25. I use to use it to commute to work everyday, but now I'm close enough to walk.

  26. So….. I'm 18 and my passion is playing the tuba, like I wanna audition for a military band and do that as my career for a while. I want to save a few thousand every year for 4 years and buy a Miraphone horn that costs between 10 and 12 grand. I'm currently renting the tuba I use for my bands and it's a literal fucking piece of garbage. My dad thinks this is a TERRIBLE idea, but this is the one thing I'm passionate about and am willing to spend lots of money on! There is a serious sound and playing difference, and I know this is something I would like to do for the rest of my life. Advice?

  27. these people are less than worthless devolved human waste that needs to be disposed of in a sustainable way – ASAP — it is a tradegy these dumbfuct unsustainable creatures even had to exist to make the world a worse place only to end up in an eternal hell and dragging everything they come in contact with with them. We have learn from the mistake of allowing these creatures to even exist and learn how to eradicate and prevent these problems/creatures from ever existing again.

  28. point being: worst purchase to ever buy a fur coat… is because it has real fur. let animals wear their skin. the fur industry is horrible.

  29. Im my 20s, as I was learning to play guitar, I bought an Orange Rocker 30 amp for 1500$ because I thought it looked cool… That monster was way too powerful for the old apartment I was living in… I never turned the volume knob at more than 1 out of 10… I sold it kind of in a hurry for half price when I moved…

  30. I paid 2000 extra dollars when I was buying my car because the salesman convinced me to get an extended warranty type thing that I didn’t really need. I also didn’t know how to haggle so I just said yes ay the first price I was given. Long story shot it’s 2 years later and I still owe more than the car is worth.

  31. I appreciate your video but i really can't relate myself to your story. Do many people have similar experiences with the story? 🤔🤔🤔🤔

  32. I wouldn't say these dumb purchases were mistakes. Of course everyone makes unclever purchases at a time, but we wouldn't be who we are today without our mistakes. We learn from mistakes.
    We spend money on cars or clothes to find our way. When one gets his/her driving lessons, the person loves driving. It's just the feeling of freedom. And we need to buy some weird clothes in our teens to find our fashion styles and try out things.

  33. God I know the people in my life, Rachel Lee, whole their breath when I entered college. They must have said this stupid girl when she graduates she will have a million dollars in fucking debit. Everything went wrong when I started, the whole world said HELL FUCKING NO. Am still in college with no current loans and is almost finished. I only thank my myself and I!!!!!!!!!!

  34. I live in London, where you can't actually get into central London any other way but via the underground, my parents insisted that I get a car but my work is within walking distance and the train can get me anywhere I need to go. Yes ofcourse it's convenient but for me personally right now it is in no way necessary.

  35. Adopt a rescue dog/cat from a shelter rather than buying an expensive pure breed from a puppy mill. They are smarter and healthier and their need is great.

  36. ugh, the college class one. i wanted to take a class at a community college, while working full time. i had to drop it because i couldn’t give it my all while being stressed about work. sadly a waste of money (still “cheap” for college bc it was community, but still) AND having that permanent incomplete on my transcript (which matters for graduate school).

  37. University was my worst mistake. Fell into depression from it, my anxiety went thru the roof, i flunked out and now i'm 25,000 in the hole

  38. I sometimes wonder if people like you were brought up by human parents!? Wtf! Your parents were either ridiculously rich or ridiculously irresponsible to not teach you the basics of living as a middle class individual.

  39. I feel like paying anything more 100 dollars for a purse is a bad purchase. Idk of my price range is too narrow? What is most peoples price range?

  40. I chose an apartment that was way too big for a single person! One room plus a kitchen was perfectly fine! I felt that I had to fill the whole apartment with furniture that in the end turned out completely unnecessary

  41. Dumb purchases I made would be buying the cheaper option. Because they usually end up so bad that I have to get the more expensive option anyway.

  42. I put a moratorium on decisions. Like, wait a day or two (or more) to think about whether to Do something, or make changes. Sometimes, making changes can be worse. Sometimes not. That's what time is for

  43. Just ask my sports equipment, which has been underused over time, ugh, like 2500 bucks right there… But hey, I realize the mistake now and can do better.

  44. I spent $40 on a loose leaf tea that I used to get in Teavana stores, and the amazon version was tasteless unless I used literally a quarter of the tea to make one cup. That’s four $10 cups of tea, I am NOT Rockefeller and can’t afford that.

  45. Actually I think I made my mistakes in reverse. I was really responsible with money and money decisions in my 20's. Instead of getting wiser with age I became careless. E.g.. I do live in Canada with very freezing cold winters, however, I do not need 5 fur coats. I only wear 1 , the Norwegian Blue Fox twice per season. Once for Christmas party and then going out for St. Valentine's dinner, and 1 year it even rained so I couldn't wear it. They all hang beautifully but usual in my closet from Dec. – March and then are kept in cold storage at a furrier location. But I still cannot bring myself to sell them.

  46. Overpriced fancy skincare!! Often the drugstore products work just as well or better. Or just spend the money to go to a dermatologist

  47. My husband and I went to a Home & Garden Show shortly after we bought our first house and impulse-bought a giant Love Sac and a home gym (opening a credit card for both). It took us forever to pay them off because of other dumb decisions and we definitely got made fun of for the Love Sac which we no longer even have because a stray cat we were taking care of peed on it. 🙁 Lesson learned!

  48. OMG. . That is MY Coat! Seriously…and yes! it was REALLY Nice. However… I do have an excuse. First… I got it on sale for a little over $200… not $500.
    Second: It was for my wedding day.. in February, AND what I actually WANTED to wear was my year old, Walmart ski parka… but my maid of honor (the only other member in the wedding party besides me & the groom)… would not let me wear it. Probably a good call.
    My "wedding gown" was a sweet, used, ivory party dress I already had… original cost? App. $35.00.
    Total cost of wedding? Under $500.
    So… that blue wool coat was… all in all … justifiable EXCEPT for the fox collar part.. which I regret to this day and would never ever buy a real fur again.

  49. I've done the online couch purchase 🙈 I bought a sectional from Amazon for $700 because I didn't want to spend 2500 on an actual sectional. Suprise suprise, it was sized for children or maybe like some small Chinese people living in a tiny apartment. 😂

  50. It's not quite that simple to read the product description or measurements in a different country to your own and a different language..just by the way Hahahaha

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